:root {
    /* Brand: Navy + Light Blue, pulled from official logo */
    --navy: #00154E;
    --navy-soft: #1B3268;
    --blue: #0188C7;            /* brand light blue, secondary accent */
    --blue-soft: #B8DCEF;        /* tints for backgrounds */
    --orange: #F47820;          /* primary CTA, bright, friendly, action */
    --orange-deep: #D85F0E;
    --paper: #FFFFFF;
    --cream: #FAFAF7;
    --cream-warm: #F5F2EC;
    --rule: #E8EAEE;
    --rule-soft: #EFF1F4;
    --text: #1F2937;
    --text-soft: #4B5563;
    --muted: #6B7280;

    --font: 'Nunito Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  }

  * { box-sizing: border-box; margin: 0; padding: 0; }
  html { scroll-behavior: smooth; }
  body {
    font-family: var(--font);
    background: var(--paper);
    color: var(--text);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    font-weight: 400;
  }
  img { max-width: 100%; display: block; }
  a { color: inherit; text-decoration: none; }

  /* ─────────────────────  STICKY MOBILE CALL BAR  ───────────────────── */
/* ─────────────────────  MOBILE STICKY CTA BAR  ───────────────────── */
  .sticky-cta {
    display: none;
  }
  @media (max-width: 768px) {
    .sticky-cta {
      display: grid;
      grid-template-columns: 1fr 1fr;
      position: fixed;
      bottom: 0;
      left: 0;
      right: 0;
      z-index: 100;
      box-shadow: 0 -8px 24px rgba(11, 28, 51, 0.22);
      padding-bottom: env(safe-area-inset-bottom, 0);
      background: var(--navy);
    }
    .sticky-cta-btn {
      display: flex;
      align-items: center;
      justify-content: center;
      gap: 10px;
      padding: 18px 12px;
      font-size: 16px;
      font-weight: 800;
      letter-spacing: -0.005em;
      text-decoration: none;
      transition: filter 0.15s ease, transform 0.05s ease;
      min-height: 60px;
      text-align: center;
      line-height: 1.15;
    }
    .sticky-cta-btn svg {
      width: 20px;
      height: 20px;
      flex-shrink: 0;
    }
    .sticky-cta-btn:active {
      transform: scale(0.97);
    }
    .sticky-cta-call {
      background: var(--orange);
      color: #fff;
    }
    .sticky-cta-call:active { background: var(--orange-deep); }
    .sticky-cta-quote {
      background: var(--navy);
      color: #fff;
      border-left: 1px solid rgba(255, 255, 255, 0.12);
    }
    .sticky-cta-quote:active { background: #142940; }
    .sticky-cta-pulse {
      width: 7px;
      height: 7px;
      background: #fff;
      border-radius: 50%;
      box-shadow: 0 0 0 0 rgba(255, 255, 255, 0.7);
      animation: sticky-pulse 2s infinite;
      flex-shrink: 0;
    }
    @keyframes sticky-pulse {
      0% { box-shadow: 0 0 0 0 rgba(255, 255, 255, 0.7); }
      70% { box-shadow: 0 0 0 10px rgba(255, 255, 255, 0); }
      100% { box-shadow: 0 0 0 0 rgba(255, 255, 255, 0); }
    }
    /* Push body content up so footer & credit aren't covered by the sticky bar */
    body { padding-bottom: calc(64px + env(safe-area-inset-bottom, 0)); }
  }

  /* ─────────────────────  TOP BAR  ───────────────────── */
  .topbar {
    background: var(--navy);
    color: #fff;
    font-size: 13px;
  }
  .topbar-inner {
    max-width: 1320px;
    margin: 0 auto;
    padding: 9px 32px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 24px;
  }
  .topbar-pill {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: #fff;
    font-weight: 500;
  }
  .topbar-dot {
    width: 7px; height: 7px;
    background: #4ADE80;
    border-radius: 50%;
    box-shadow: 0 0 0 0 rgba(74, 222, 128, 0.6);
    animation: pulse 2.4s infinite;
  }
  @keyframes pulse {
    0% { box-shadow: 0 0 0 0 rgba(74, 222, 128, 0.55); }
    70% { box-shadow: 0 0 0 8px rgba(74, 222, 128, 0); }
    100% { box-shadow: 0 0 0 0 rgba(74, 222, 128, 0); }
  }
  .topbar-call { color: var(--blue); font-weight: 700; }
  .topbar-call:hover { color: #fff; }

  /* ─────────────────────  HEADER NAV  ───────────────────── */
  header {
    background: var(--navy);
    border-bottom: 1px solid rgba(255,255,255,0.08);
    position: sticky;
    top: 0;
    z-index: 50;
  }
  .nav-inner {
    max-width: 1320px;
    margin: 0 auto;
    padding: 18px 32px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 32px;
  }
  /* logo lockup */
  .brand {
    display: flex;
    align-items: center;
    gap: 0;
  }
  .brand-logo {
    height: 88px;
    width: auto;
    display: block;
  }
  .brand-text {
    display: none; /* lockup includes wordmark, hide text version */
  }
  nav ul {
    list-style: none;
    display: flex;
    align-items: center;
    gap: 36px;
    font-size: 15px;
    font-weight: 600;
    line-height: 1.5;
  }
  nav > ul > li {
    position: relative;
    display: flex;
    align-items: center;
  }
  nav a {
    color: #fff;
    padding: 6px 0;
    transition: color 0.2s;
    position: relative;
    line-height: inherit;
  }
  nav a:hover { color: var(--orange); }

  /* ─── Nav dropdown menus ─── */
  .has-dropdown > .nav-trigger {
    cursor: pointer;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: none;
    border: none;
    font: inherit;
    line-height: inherit;
    color: #fff;
    padding: 6px 0;
  }
  .has-dropdown > .nav-trigger:hover { color: var(--orange); }
  .has-dropdown > .nav-trigger .chev {
    width: 12px;
    height: 12px;
    transition: transform 0.2s ease;
  }
  .has-dropdown:hover > .nav-trigger .chev,
  .has-dropdown.open > .nav-trigger .chev {
    transform: rotate(180deg);
  }
  .nav-dropdown {
    position: absolute;
    top: calc(100% + 14px);
    left: 50%;
    transform: translateX(-50%) translateY(-6px);
    min-width: 240px;
    background: #fff;
    border: 1px solid var(--rule);
    border-radius: 14px;
    box-shadow: 0 18px 40px rgba(0, 21, 78, 0.12), 0 4px 12px rgba(0, 21, 78, 0.06);
    padding: 10px;
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 2px;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transition: opacity 0.18s ease, transform 0.18s ease, visibility 0.18s;
    z-index: 60;
  }
  .nav-dropdown::before {
    /* invisible bridge so the menu doesn't close when the cursor crosses the gap */
    content: '';
    position: absolute;
    top: -14px;
    left: 0;
    right: 0;
    height: 14px;
  }
  .has-dropdown:hover > .nav-dropdown,
  .has-dropdown:focus-within > .nav-dropdown,
  .has-dropdown.open > .nav-dropdown {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    transform: translateX(-50%) translateY(0);
  }
  .nav-dropdown li { display: block; }
  .nav-dropdown a {
    display: block;
    padding: 11px 14px;
    border-radius: 8px;
    font-size: 14.5px;
    font-weight: 600;
    color: var(--text);
    line-height: 1.3;
    text-align: left !important;
    transition: background 0.15s, color 0.15s;
  }
  .nav-dropdown a:hover {
    background: var(--cream-warm);
    color: var(--navy);
  }
  .nav-dropdown a .nav-dropdown-sub {
    display: block;
    font-size: 12px;
    font-weight: 500;
    color: var(--muted);
    margin-top: 2px;
    text-align: left !important;
  }
  .nav-dropdown a:hover .nav-dropdown-sub { color: var(--text-soft); }

  /* Force left alignment in metro dropdown (v2) */
  ul.nav-dropdown {
    align-items: stretch !important;
  }
  ul.nav-dropdown li,
  ul.nav-dropdown li a,
  ul.nav-dropdown li a .nav-dropdown-sub {
    text-align: left !important;
    align-self: stretch !important;
    width: 100% !important;
    display: block !important;
  }

  .nav-cta-group {
    display: inline-flex;
    align-items: center;
    gap: 10px;
  }
  .nav-cta {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 13px 24px;
    min-width: 150px;
    background: var(--orange);
    color: #fff;
    font-weight: 700;
    font-size: 15px;
    border-radius: 999px;
    border: 1.5px solid var(--orange);
    transition: all 0.2s ease;
    box-shadow: 0 4px 14px rgba(244, 120, 32, 0.25);
    box-sizing: border-box;
  }
  .nav-cta:hover {
    background: var(--orange-deep);
    border-color: var(--orange-deep);
    transform: translateY(-1px);
    box-shadow: 0 6px 20px rgba(244, 120, 32, 0.35);
  }
  .nav-cta svg { width: 16px; height: 16px; }
  .nav-cta-secondary {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 13px 24px;
    min-width: 150px;
    background: var(--blue);
    color: #fff;
    font-weight: 700;
    font-size: 15px;
    border-radius: 999px;
    border: 1.5px solid var(--blue);
    transition: all 0.2s ease;
    box-shadow: 0 4px 14px rgba(1, 136, 199, 0.28);
    box-sizing: border-box;
  }
  .nav-cta-secondary:hover {
    background: #0070A8;
    border-color: #0070A8;
    transform: translateY(-1px);
    box-shadow: 0 6px 20px rgba(1, 136, 199, 0.4);
  }
  .nav-cta-secondary svg { width: 16px; height: 16px; }

  /* ─────────────────────  HERO  ───────────────────── */
  .hero {
    position: relative;
    background: linear-gradient(135deg, #1B3654 0%, #0B1C33 100%);
    overflow: hidden;
    min-height: 620px;
    display: flex;
    align-items: center;
  }
  .hero::before {
    /* Bright photographic placeholder area (right 50%) */
    content: '';
    position: absolute;
    inset: 0;
    background:
      radial-gradient(ellipse 80% 60% at 80% 50%, rgba(1, 136, 199, 0.08) 0%, transparent 70%),
      radial-gradient(ellipse 60% 80% at 100% 50%, rgba(244, 120, 32, 0.12) 0%, transparent 60%);
  }
  .hero-photo-band {
    position: absolute;
    right: 0; top: 0; bottom: 0;
    width: 50%;
    background-image: linear-gradient(135deg, var(--navy) 0%, var(--blue) 100%);
    background-size: cover;
    background-position: center 30%;
    overflow: hidden;
  }
  .hero-photo-band::after {
    /* Subtle gradient: blends left edge of photo into the navy hero,
       and adds a dark vignette at the bottom for contrast */
    content: '';
    position: absolute;
    inset: 0;
    background:
      linear-gradient(to right, rgba(11, 28, 51, 0.65) 0%, rgba(11, 28, 51, 0.15) 25%, transparent 50%),
      linear-gradient(to top, rgba(11, 28, 51, 0.55) 0%, transparent 35%);
    pointer-events: none;
  }
  .hero-photo-band::before {
    /* Brand-blue accent glow, softens the photo's color tone toward our palette */
    content: '';
    position: absolute;
    top: 50%; left: 30%;
    width: 400px; height: 400px;
    background: radial-gradient(circle, rgba(1, 136, 199, 0.08) 0%, transparent 70%);
    transform: translate(-50%, -50%);
    pointer-events: none;
    z-index: 1;
  }

  .hero-inner {
    position: relative;
    z-index: 2;
    max-width: 1320px;
    margin: 0 auto;
    padding: 80px 32px;
    width: 100%;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
  }
  .hero-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: rgba(1, 136, 199, 0.15);
    color: var(--blue);
    padding: 8px 16px;
    border-radius: 999px;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    margin-bottom: 28px;
    opacity: 0;
    animation: fade-up 0.6s 0.1s ease forwards;
  }
  .hero-eyebrow-dot {
    width: 6px; height: 6px;
    background: var(--blue);
    border-radius: 50%;
  }
  .hero h1 {
    font-weight: 800;
    font-size: clamp(40px, 5.4vw, 68px);
    line-height: 1.05;
    letter-spacing: -0.025em;
    color: #fff;
    margin-bottom: 24px;
    opacity: 0;
    animation: fade-up 0.7s 0.2s ease forwards;
  }
  .hero h1 .accent {
    color: var(--blue);
  }
  .hero-lede {
    font-size: 19px;
    line-height: 1.55;
    color: rgba(255,255,255,0.82);
    max-width: 520px;
    margin-bottom: 36px;
    font-weight: 400;
    opacity: 0;
    animation: fade-up 0.7s 0.35s ease forwards;
  }
  .hero-actions {
    display: flex;
    gap: 14px;
    align-items: center;
    flex-wrap: wrap;
    margin-bottom: 40px;
    opacity: 0;
    animation: fade-up 0.7s 0.5s ease forwards;
  }
  .btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 17px 30px;
    min-width: 200px;
    font-size: 16px;
    font-weight: 700;
    border-radius: 999px;
    transition: all 0.25s ease;
    border: none;
    cursor: pointer;
    font-family: inherit;
    box-sizing: border-box;
  }
  .btn-primary {
    background: var(--orange);
    color: #fff;
    border: 1.5px solid var(--orange);
    box-shadow: 0 6px 20px rgba(244, 120, 32, 0.35);
  }
  .btn-primary:hover {
    background: var(--orange-deep);
    border-color: var(--orange-deep);
    transform: translateY(-2px);
    box-shadow: 0 10px 28px rgba(244, 120, 32, 0.45);
  }
  .btn-outline {
    background: rgba(255,255,255,0.08);
    color: #fff;
    border: 1.5px solid rgba(255,255,255,0.35);
    backdrop-filter: blur(8px);
  }
  .btn-outline:hover {
    background: #fff;
    color: var(--navy);
    border-color: #fff;
  }
  .btn svg { width: 18px; height: 18px; }

  .hero-trust {
    display: flex;
    gap: 32px;
    font-size: 13px;
    color: rgba(255,255,255,0.7);
    font-weight: 600;
    flex-wrap: wrap;
    opacity: 0;
    animation: fade-up 0.7s 0.65s ease forwards;
  }
  .hero-trust span { display: flex; align-items: center; gap: 8px; }
  .hero-trust svg { width: 18px; height: 18px; color: var(--blue); }

  @keyframes fade-up {
    from { opacity: 0; transform: translateY(16px); }
    to { opacity: 1; transform: translateY(0); }
  }

  /* ─────────────────────  SERVICE BAR (under hero, like SERVPRO)  ───────────────────── */
  .service-bar {
    background: #fff;
    border-bottom: 1px solid var(--rule);
    padding: 36px 32px;
  }
  .service-bar-inner {
    max-width: 1320px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 16px;
  }
  .service-tile {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 12px;
    padding: 20px 12px;
    border-radius: 12px;
    transition: all 0.25s ease;
    cursor: pointer;
    text-align: center;
  }
  .service-tile:hover {
    background: var(--cream-warm);
    transform: translateY(-3px);
  }
  .service-tile-icon {
    width: 56px;
    height: 56px;
    background: var(--cream-warm);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--orange);
    transition: all 0.25s ease;
  }
  .service-tile:hover .service-tile-icon {
    background: var(--orange);
    color: #fff;
  }
  .service-tile-icon svg { width: 28px; height: 28px; }
  .service-tile-label {
    font-size: 14px;
    font-weight: 700;
    color: var(--navy);
    letter-spacing: -0.005em;
  }

  /* ─────────────────────  ABOUT / QUICK FACTS  ───────────────────── */
  .about {
    background: #fff;
    padding: 80px 32px;
    border-bottom: 1px solid var(--rule);
  }
  .about-inner {
    max-width: 1320px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1.3fr 1fr;
    gap: 80px;
    align-items: center;
  }
  .about-eyebrow {
    color: var(--orange);
    font-size: 13px;
    font-weight: 800;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    margin-bottom: 16px;
    display: flex;
    align-items: center;
    gap: 14px;
  }
  .about-eyebrow::before {
    content: '';
    width: 28px;
    height: 1px;
    background: var(--orange);
  }
  .about h2 {
    font-weight: 800;
    font-size: clamp(28px, 3.4vw, 38px);
    line-height: 1.15;
    letter-spacing: -0.02em;
    color: var(--navy);
    margin-bottom: 22px;
  }
  .about h2 .accent { color: var(--orange); }
  .about p {
    font-size: 17px;
    line-height: 1.65;
    color: var(--text-soft);
    margin-bottom: 16px;
  }
  .about p:last-child { margin-bottom: 0; }
  .about strong { color: var(--navy); font-weight: 700; }

  .quick-facts {
    background: var(--cream);
    border-radius: 18px;
    padding: 36px 32px;
    border-left: 4px solid var(--orange);
  }
  .quick-facts h3 {
    font-size: 13px;
    font-weight: 800;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    color: var(--navy);
    margin-bottom: 20px;
  }
  .fact-row {
    display: grid;
    grid-template-columns: 130px 1fr;
    gap: 18px;
    padding: 14px 0;
    border-bottom: 1px solid var(--rule);
    align-items: start;
  }
  .fact-row:last-child { border-bottom: none; padding-bottom: 0; }
  .fact-row:first-child { padding-top: 0; }
  .fact-label {
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--muted);
    padding-top: 2px;
  }
  .fact-value {
    font-size: 15px;
    color: var(--navy);
    font-weight: 600;
    line-height: 1.5;
  }
  .fact-value a { color: var(--orange); }
  .fact-value a:hover { text-decoration: underline; }

  /* ─────────────────────  COMMERCIAL SECTION  ───────────────────── */
  .commercial {
    background: var(--cream-warm, #f7f1e3);
    padding: 100px 40px;
    border-top: 1px solid var(--rule);
    border-bottom: 1px solid var(--rule);
  }
  .commercial-inner {
    max-width: 1200px;
    margin: 0 auto;
  }
  .commercial-head {
    text-align: center;
    max-width: 820px;
    margin: 0 auto 56px;
  }
  .commercial-eyebrow {
    display: inline-block;
    font-size: 13px;
    font-weight: 800;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: var(--orange);
    margin-bottom: 18px;
  }
  .commercial h2 {
    font-size: clamp(30px, 4vw, 44px);
    line-height: 1.15;
    font-weight: 800;
    color: var(--navy);
    margin-bottom: 18px;
    letter-spacing: -0.02em;
  }
  .commercial h2 .accent { color: var(--orange); }
  .commercial-lede {
    font-size: 17px;
    line-height: 1.65;
    color: var(--text-soft, #475569);
  }
  .commercial-segments {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px;
    margin-bottom: 56px;
  }
  .commercial-segment {
    background: #fff;
    border-radius: 16px;
    padding: 32px 30px;
    border: 1px solid var(--rule);
    box-shadow: 0 2px 12px rgba(0, 21, 78, 0.04);
  }
  .commercial-segment h3 {
    font-size: 19px;
    font-weight: 800;
    color: var(--navy);
    margin-bottom: 12px;
    letter-spacing: -0.01em;
  }
  .commercial-segment p {
    font-size: 15px;
    line-height: 1.65;
    color: var(--text-soft, #475569);
    margin-bottom: 16px;
  }
  .commercial-segment p:last-child { margin-bottom: 0; }
  .commercial-segment ul {
    list-style: none;
    padding: 0;
    margin: 0;
  }
  .commercial-segment li {
    font-size: 14.5px;
    color: var(--navy);
    padding: 7px 0 7px 26px;
    position: relative;
    line-height: 1.5;
  }
  .commercial-segment li::before {
    content: "";
    position: absolute;
    left: 0;
    top: 13px;
    width: 14px;
    height: 14px;
    background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23F59E0B' stroke-width='3'><polyline points='20 6 9 17 4 12'/></svg>");
    background-size: contain;
    background-repeat: no-repeat;
  }
  .commercial-services {
    margin-bottom: 48px;
  }
  .commercial-services-head {
    text-align: center;
    margin-bottom: 32px;
  }
  .commercial-services-head h3 {
    font-size: 24px;
    font-weight: 800;
    color: var(--navy);
    margin-bottom: 8px;
    letter-spacing: -0.01em;
  }
  .commercial-services-head p {
    font-size: 15px;
    color: var(--text-soft, #475569);
  }
  .commercial-tiles {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 18px;
  }
  .commercial-tile {
    background: #fff;
    border-radius: 14px;
    padding: 28px 22px;
    text-align: center;
    border: 1px solid var(--rule);
    text-decoration: none;
    transition: transform 0.18s ease, box-shadow 0.18s ease, border-color 0.18s ease;
    display: block;
  }
  .commercial-tile:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 28px rgba(0, 21, 78, 0.10);
    border-color: var(--orange);
  }
  .commercial-tile-icon {
    width: 48px;
    height: 48px;
    margin: 0 auto 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--cream);
    border-radius: 12px;
    color: var(--navy);
  }
  .commercial-tile-icon svg { width: 26px; height: 26px; }
  .commercial-tile-label {
    font-size: 15px;
    font-weight: 700;
    color: var(--navy);
    margin-bottom: 4px;
  }
  .commercial-tile-sub {
    font-size: 12.5px;
    color: var(--muted, #6b7a90);
    font-weight: 500;
  }
  .commercial-cta-wrap {
    background: var(--navy);
    color: #fff;
    border-radius: 18px;
    padding: 40px 36px;
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 28px;
    align-items: center;
  }
  .commercial-cta-text h3 {
    font-size: 22px;
    font-weight: 800;
    margin-bottom: 8px;
    letter-spacing: -0.01em;
    color: #fff;
  }
  .commercial-cta-text p {
    font-size: 15px;
    line-height: 1.6;
    color: rgba(255, 255, 255, 0.85);
    margin: 0;
  }
  .commercial-cta-buttons {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
  }
  .commercial-cta-buttons .btn {
    white-space: nowrap;
  }

  /* ─────────────────────  EMERGENCY TRIAGE  ───────────────────── */
  .triage {
    background: var(--cream);
    padding: 90px 32px;
  }
  .triage-inner {
    max-width: 1320px;
    margin: 0 auto;
  }
  .triage-head {
    text-align: center;
    margin-bottom: 56px;
  }
  .section-eyebrow {
    display: inline-block;
    color: var(--orange);
    font-size: 13px;
    font-weight: 800;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    margin-bottom: 16px;
  }
  .triage h2,
  .section-head h2,
  .section-title {
    font-weight: 800;
    font-size: clamp(32px, 4vw, 46px);
    line-height: 1.1;
    letter-spacing: -0.025em;
    color: var(--navy);
    margin-bottom: 18px;
  }
  .triage-sub {
    color: var(--text-soft);
    font-size: 17px;
    max-width: 620px;
    margin: 0 auto;
    line-height: 1.6;
  }
  .triage-steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
  }
  .triage-step {
    background: #fff;
    padding: 32px 28px;
    border-radius: 16px;
    border: 1px solid var(--rule);
    transition: all 0.25s ease;
    position: relative;
  }
  .triage-step:hover {
    border-color: var(--orange);
    transform: translateY(-4px);
    box-shadow: 0 10px 30px rgba(11, 28, 51, 0.08);
  }
  .triage-step-num {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 44px; height: 44px;
    background: var(--navy);
    color: var(--blue);
    border-radius: 50%;
    font-weight: 800;
    font-size: 16px;
    margin-bottom: 20px;
  }
  .triage-step h4 {
    font-size: 18px;
    font-weight: 800;
    color: var(--navy);
    margin-bottom: 10px;
    letter-spacing: -0.005em;
  }
  .triage-step p {
    font-size: 14.5px;
    line-height: 1.55;
    color: var(--text-soft);
  }

  /* ─────────────────────  WHY (3 cards)  ───────────────────── */
  .why {
    padding: 100px 32px;
    background: #fff;
  }
  .why-inner {
    max-width: 1320px;
    margin: 0 auto;
  }
  .section-head {
    text-align: center;
    margin-bottom: 64px;
  }
  .section-head p {
    color: var(--text-soft);
    font-size: 17px;
    max-width: 640px;
    margin: 0 auto;
    line-height: 1.6;
  }
  .why-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
  }
  .why-card {
    background: var(--cream);
    border-radius: 20px;
    padding: 44px 36px;
    transition: all 0.3s ease;
    border: 1px solid transparent;
  }
  .why-card:hover {
    background: #fff;
    border-color: var(--orange);
    transform: translateY(-4px);
    box-shadow: 0 16px 40px rgba(11, 28, 51, 0.08);
  }
  .why-card-icon {
    width: 64px;
    height: 64px;
    background: var(--blue);
    border-radius: 18px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--navy);
    margin-bottom: 24px;
  }
  .why-card-icon svg { width: 32px; height: 32px; }
  .why-card h3 {
    font-size: 22px;
    font-weight: 800;
    color: var(--navy);
    margin-bottom: 14px;
    letter-spacing: -0.015em;
  }
  .why-card p {
    font-size: 15.5px;
    line-height: 1.6;
    color: var(--text-soft);
  }

  /* ─────────────────────  RECENT JOBS / VISUAL PROOF  ───────────────────── */
  .recent-jobs {
    background: var(--cream-warm);
    padding: 100px 32px;
  }
  .recent-jobs-inner {
    max-width: 1320px;
    margin: 0 auto;
  }
  .recent-jobs-feature {
    display: grid;
    grid-template-columns: 1.4fr 1fr;
    gap: 48px;
    margin-bottom: 32px;
    align-items: stretch;
  }
  .recent-jobs-photo {
    position: relative;
    border-radius: 20px;
    overflow: hidden;
    background: #1a1a1a;
    aspect-ratio: 4 / 3;
  }
  .recent-jobs-photo img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
  }
  .recent-jobs-photo picture {
    display: block;
    width: 100%;
    height: 100%;
  }
  .recent-jobs-photo {
    aspect-ratio: 4 / 3;
  }
  /* Featured job: looser aspect ratio so the portrait photo doesn't crop heavily */
  .recent-jobs-feature .recent-jobs-photo {
    aspect-ratio: 3 / 4;
  }
  .recent-jobs-photo img {
    object-position: center 30%;
  }
  .recent-jobs-photo-tag {
    position: absolute;
    top: 16px;
    left: 16px;
    background: rgba(0, 21, 78, 0.92);
    color: #fff;
    font-size: 12px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    padding: 8px 14px;
    border-radius: 999px;
    backdrop-filter: blur(4px);
  }
  .recent-jobs-feature-text {
    background: #fff;
    border-radius: 20px;
    padding: 40px;
    display: flex;
    flex-direction: column;
    justify-content: center;
    border: 1px solid var(--rule);
  }
  .recent-jobs-feature-eyebrow {
    font-size: 12px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: var(--orange);
    margin-bottom: 12px;
  }
  .recent-jobs-feature-text h3 {
    font-size: 26px;
    line-height: 1.25;
    color: var(--navy);
    margin-bottom: 16px;
  }
  .recent-jobs-feature-text p {
    color: var(--text-soft);
    line-height: 1.65;
    font-size: 15.5px;
    margin-bottom: 14px;
  }
  .recent-jobs-feature-text p:last-child { margin-bottom: 0; }
  .recent-jobs-feature-meta {
    display: flex;
    gap: 24px;
    margin-top: 24px;
    padding-top: 24px;
    border-top: 1px solid var(--rule);
    font-size: 13px;
    color: var(--text-soft);
  }
  .recent-jobs-feature-meta strong {
    color: var(--navy);
    display: block;
    font-size: 12px;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    margin-bottom: 2px;
  }
  .recent-jobs-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
  }
  .recent-jobs-card {
    background: #fff;
    border-radius: 20px;
    overflow: hidden;
    border: 1px solid var(--rule);
    display: flex;
    flex-direction: column;
    transition: transform 0.25s ease, box-shadow 0.25s ease;
  }
  .recent-jobs-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 18px 40px rgba(0, 21, 78, 0.08);
  }
  .recent-jobs-card .recent-jobs-photo {
    border-radius: 0;
    aspect-ratio: 4 / 3;
  }
  .recent-jobs-card-body {
    padding: 24px 26px 28px;
    flex: 1;
    display: flex;
    flex-direction: column;
  }
  .recent-jobs-card-tag {
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: var(--orange);
    margin-bottom: 8px;
  }
  .recent-jobs-card h4 {
    font-size: 17px;
    color: var(--navy);
    margin-bottom: 10px;
    line-height: 1.3;
  }
  .recent-jobs-card p {
    color: var(--text-soft);
    line-height: 1.55;
    font-size: 14px;
    margin: 0;
  }
  .recent-jobs-card.coming-soon {
    background: transparent;
    border: 2px dashed var(--rule);
    align-items: center;
    justify-content: center;
    text-align: center;
    padding: 48px 32px;
    color: var(--text-soft);
  }
  .recent-jobs-card.coming-soon .recent-jobs-coming-icon {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: var(--blue-soft);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 16px;
    color: var(--blue);
  }
  .recent-jobs-card.coming-soon h4 { color: var(--navy); }
  @media (max-width: 1024px) {
    .recent-jobs-feature {
      grid-template-columns: 1fr;
      gap: 24px;
    }
    .recent-jobs-grid {
      grid-template-columns: 1fr;
      gap: 24px;
    }
  }

  /* ─────────────────────  INSURANCE  ───────────────────── */
  .insurance {
    background: var(--navy);
    color: #fff;
    padding: 100px 32px;
    position: relative;
    overflow: hidden;
  }
  .insurance::before {
    /* Decorative background swirl in brand blue */
    content: '';
    position: absolute;
    top: -200px; right: -200px;
    width: 600px; height: 600px;
    background: radial-gradient(circle, rgba(1, 136, 199, 0.18) 0%, transparent 60%);
    pointer-events: none;
  }
  .insurance::after {
    content: '';
    position: absolute;
    bottom: -250px; left: -250px;
    width: 700px; height: 700px;
    background: radial-gradient(circle, rgba(244, 120, 32, 0.10) 0%, transparent 60%);
    pointer-events: none;
  }
  .insurance-inner {
    max-width: 1320px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
    position: relative;
    z-index: 1;
  }
  .insurance-eyebrow {
    color: var(--blue);
    font-size: 13px;
    font-weight: 800;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    margin-bottom: 18px;
    display: flex;
    align-items: center;
    gap: 14px;
  }
  .insurance-eyebrow::before {
    content: '';
    width: 28px;
    height: 1px;
    background: var(--blue);
  }
  .insurance h2 {
    font-weight: 800;
    font-size: clamp(34px, 4.4vw, 50px);
    line-height: 1.05;
    letter-spacing: -0.025em;
    color: #fff;
    margin-bottom: 24px;
  }
  .insurance h2 .accent { color: var(--blue); }
  .insurance-lede {
    font-size: 18px;
    line-height: 1.6;
    color: rgba(255,255,255,0.78);
    margin-bottom: 36px;
    max-width: 520px;
  }
  .insurance-cta {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    padding: 17px 32px;
    background: var(--orange);
    color: #fff;
    font-size: 16px;
    font-weight: 700;
    border-radius: 999px;
    transition: all 0.25s ease;
    box-shadow: 0 6px 20px rgba(244, 120, 32, 0.35);
  }
  .insurance-cta:hover {
    background: var(--orange-deep);
    transform: translateY(-2px);
    box-shadow: 0 10px 28px rgba(244, 120, 32, 0.45);
  }
  .insurance-cta svg { width: 18px; height: 18px; }
  .insurance-checks {
    display: flex;
    flex-direction: column;
    gap: 24px;
  }
  .insurance-check {
    display: flex;
    gap: 20px;
    align-items: flex-start;
    padding: 24px 28px;
    background: rgba(255, 255, 255, 0.04);
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: 16px;
    transition: all 0.25s ease;
  }
  .insurance-check:hover {
    background: rgba(1, 136, 199, 0.08);
    border-color: rgba(1, 136, 199, 0.3);
    transform: translateX(4px);
  }
  .insurance-check-icon {
    flex-shrink: 0;
    width: 44px;
    height: 44px;
    background: var(--blue);
    color: #fff;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
  }
  .insurance-check-icon svg { width: 22px; height: 22px; }
  .insurance-check h4 {
    font-size: 17px;
    font-weight: 800;
    color: #fff;
    margin-bottom: 6px;
    letter-spacing: -0.005em;
  }
  .insurance-check p {
    font-size: 14.5px;
    line-height: 1.55;
    color: rgba(255,255,255,0.7);
  }

  /* ─────────────────────  REVIEWS  ───────────────────── */
  .reviews {
    background: linear-gradient(180deg, #FFFFFF 0%, var(--cream) 100%);
    padding: 100px 32px;
    position: relative;
    overflow: hidden;
  }
  .reviews-inner {
    max-width: 1320px;
    margin: 0 auto;
  }
  .reviews-badge {
    display: inline-flex;
    align-items: center;
    gap: 14px;
    background: #fff;
    border: 1px solid var(--rule);
    padding: 10px 20px 10px 14px;
    border-radius: 999px;
    margin-bottom: 28px;
    box-shadow: 0 4px 14px rgba(11, 28, 51, 0.05);
  }
  .reviews-badge-wrap {
    text-align: center;
  }
  .reviews-badge-stars {
    display: inline-flex;
    gap: 2px;
    color: #FFB400;
  }
  .reviews-badge-stars svg { width: 18px; height: 18px; }
  .reviews-badge-text {
    font-size: 14px;
    font-weight: 700;
    color: var(--navy);
    letter-spacing: -0.005em;
  }
  .reviews-badge-text span {
    color: var(--text-soft);
    font-weight: 600;
  }
  .reviews-head { text-align: center; margin-bottom: 60px; }

  .reviews-grid {
    display: grid;
    grid-template-columns: 1.4fr 1fr;
    gap: 32px;
    align-items: stretch;
  }
  .review-feature {
    background: var(--navy);
    color: #fff;
    border-radius: 24px;
    padding: 56px 52px;
    position: relative;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    justify-content: center;
    min-height: 360px;
  }
  .review-feature-label {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 11px;
    text-transform: uppercase;
    letter-spacing: 0.18em;
    font-weight: 800;
    color: var(--blue);
    margin-bottom: 20px;
    position: relative;
    z-index: 1;
  }
  .review-feature-label::before {
    content: '';
    width: 24px;
    height: 1px;
    background: var(--blue);
  }
  .review-feature::before {
    content: '"';
    position: absolute;
    top: -40px;
    right: 32px;
    font-size: 240px;
    line-height: 1;
    color: var(--blue);
    opacity: 0.18;
    font-family: Georgia, serif;
    font-weight: 700;
  }
  .review-feature-stars {
    display: inline-flex;
    gap: 3px;
    color: #FFB400;
    margin-bottom: 24px;
    position: relative;
    z-index: 1;
  }
  .review-feature-stars svg { width: 22px; height: 22px; }
  .review-feature-quote {
    font-size: 24px;
    line-height: 1.45;
    color: #fff;
    font-weight: 600;
    letter-spacing: -0.015em;
    margin-bottom: 32px;
    position: relative;
    z-index: 1;
  }
  .review-feature-attrib {
    display: flex;
    align-items: center;
    gap: 14px;
    position: relative;
    z-index: 1;
  }
  .review-avatar {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: var(--orange);
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    font-size: 18px;
    flex-shrink: 0;
  }
  .review-name {
    font-weight: 700;
    font-size: 15px;
    color: #fff;
    letter-spacing: -0.005em;
  }
  .review-meta {
    font-size: 12.5px;
    color: rgba(255,255,255,0.65);
    margin-top: 2px;
    display: flex;
    align-items: center;
    gap: 8px;
  }
  .review-meta-google {
    display: inline-flex;
    align-items: center;
    gap: 5px;
    font-weight: 600;
  }
  .review-meta-dot {
    width: 3px; height: 3px;
    background: rgba(255,255,255,0.4);
    border-radius: 50%;
  }

  .reviews-side {
    display: flex;
    flex-direction: column;
    gap: 24px;
  }
  .review-card {
    background: #fff;
    border: 1px solid var(--rule);
    border-radius: 18px;
    padding: 32px 30px;
    transition: all 0.25s ease;
    flex: 1;
    display: flex;
    flex-direction: column;
  }
  .review-card:hover {
    border-color: var(--blue);
    transform: translateY(-3px);
    box-shadow: 0 12px 32px rgba(11, 28, 51, 0.08);
  }
  .review-card .review-feature-stars {
    color: #FFB400;
    margin-bottom: 16px;
  }
  .review-card .review-feature-stars svg { width: 16px; height: 16px; }
  .review-card-quote {
    font-size: 15.5px;
    line-height: 1.6;
    color: var(--text);
    margin-bottom: 22px;
    flex-grow: 1;
  }
  .review-card .review-avatar {
    width: 38px;
    height: 38px;
    font-size: 14px;
    background: var(--blue);
  }
  .review-card .review-name {
    color: var(--navy);
    font-size: 14px;
  }
  .review-card .review-meta {
    color: var(--muted);
    font-size: 12px;
  }
  .review-card .review-meta-dot {
    background: var(--muted);
    opacity: 0.4;
  }

  .reviews-cta {
    text-align: center;
    margin-top: 48px;
  }
  .reviews-cta-link {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    color: var(--orange);
    font-weight: 700;
    font-size: 15px;
    transition: gap 0.2s ease;
  }
  .reviews-cta-link:hover { gap: 16px; }
  .reviews-cta-link svg { width: 18px; height: 18px; }


  .process {
    background: var(--cream-warm);
    padding: 100px 32px;
  }
  .process-inner {
    max-width: 1320px;
    margin: 0 auto;
  }
  .process-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    position: relative;
  }
  .process-card {
    background: #fff;
    border-radius: 16px;
    padding: 36px 28px;
    text-align: center;
    transition: all 0.25s ease;
  }
  .process-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 32px rgba(11, 28, 51, 0.08);
  }
  .process-step-badge {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 56px; height: 56px;
    background: var(--orange);
    color: #fff;
    border-radius: 50%;
    font-weight: 800;
    font-size: 20px;
    margin-bottom: 24px;
  }
  .process-card h4 {
    font-size: 19px;
    font-weight: 800;
    color: var(--navy);
    margin-bottom: 12px;
  }
  .process-card p {
    font-size: 14.5px;
    color: var(--text-soft);
    line-height: 1.55;
  }

  /* ─────────────────────  COVERAGE  ───────────────────── */
  .coverage {
    padding: 100px 32px;
    background: #fff;
  }
  .coverage-inner {
    max-width: 1320px;
    margin: 0 auto;
  }
  .markets-grid {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 20px;
  }
  .market-card {
    background: #fff;
    border-radius: 18px;
    padding: 28px 24px 24px;
    transition: all 0.25s ease;
    cursor: pointer;
    border: 1px solid var(--rule);
    display: flex;
    flex-direction: column;
    box-shadow: 0 1px 3px rgba(11, 28, 51, 0.04);
  }
  .market-card:hover {
    border-color: var(--orange);
    transform: translateY(-4px);
    box-shadow: 0 14px 34px rgba(11, 28, 51, 0.10);
  }
  .market-region {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    color: var(--muted);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    margin-bottom: 10px;
  }
  .market-region::before {
    content: "";
    width: 6px;
    height: 6px;
    background: var(--orange);
    border-radius: 50%;
    flex-shrink: 0;
  }
  .market-card h3 {
    font-size: 22px;
    font-weight: 800;
    color: var(--navy);
    margin-bottom: 16px;
    letter-spacing: -0.02em;
    line-height: 1.15;
  }
  .market-cities {
    font-size: 14px;
    line-height: 1.7;
    color: var(--text-soft);
    margin-bottom: 22px;
    flex-grow: 1;
  }
  .market-link {
    color: var(--orange);
    font-weight: 700;
    font-size: 14px;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    transition: gap 0.2s ease;
    padding-top: 18px;
    border-top: 1px solid var(--rule);
    margin-top: auto;
  }
  .market-card:hover .market-link { gap: 14px; }

  /* ─────────────────────  FAQ  ───────────────────── */
  .faq {
    background: var(--cream);
    padding: 100px 32px;
  }
  .faq-inner {
    max-width: 920px;
    margin: 0 auto;
  }
  .faq-grid {
    margin-top: 40px;
  }
  .faq-item {
    background: #fff;
    border-radius: 12px;
    margin-bottom: 12px;
    overflow: hidden;
    transition: all 0.2s ease;
    border: 1px solid var(--rule);
  }
  .faq-item:hover { border-color: var(--orange); }
  .faq-q {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 24px;
    padding: 24px 28px;
    cursor: pointer;
    font-size: 17px;
    font-weight: 700;
    color: var(--navy);
  }
  .faq-toggle {
    width: 32px;
    height: 32px;
    background: var(--cream-warm);
    border-radius: 50%;
    flex-shrink: 0;
    position: relative;
    transition: all 0.3s ease;
  }
  .faq-item:hover .faq-toggle { background: var(--orange); }
  .faq-toggle::before, .faq-toggle::after {
    content: '';
    position: absolute;
    background: var(--navy);
    transition: all 0.3s ease;
  }
  .faq-toggle::before {
    top: 50%; left: 28%; right: 28%;
    height: 2px;
    transform: translateY(-50%);
  }
  .faq-toggle::after {
    left: 50%; top: 28%; bottom: 28%;
    width: 2px;
    transform: translateX(-50%);
  }
  .faq-item:hover .faq-toggle::before,
  .faq-item:hover .faq-toggle::after { background: #fff; }
  .faq-item.open .faq-toggle::after { transform: translateX(-50%) rotate(90deg); opacity: 0; }
  .faq-a {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s ease, padding 0.4s ease;
    padding: 0 28px;
    font-size: 15.5px;
    line-height: 1.65;
    color: var(--text-soft);
  }
  .faq-item.open .faq-a {
    max-height: 300px;
    padding: 0 28px 28px;
  }

  /* ─────────────────────  FINAL CTA  ───────────────────── */
  .final-cta {
    background: linear-gradient(135deg, #0B1C33 0%, #1B3654 100%);
    padding: 100px 32px;
    text-align: center;
    position: relative;
    overflow: hidden;
  }
  .final-cta::before {
    content: '';
    position: absolute;
    top: -120px; right: -120px;
    width: 360px; height: 360px;
    background: radial-gradient(circle, rgba(1, 136, 199, 0.1) 0%, transparent 70%);
  }
  .final-cta::after {
    content: '';
    position: absolute;
    bottom: -150px; left: -150px;
    width: 480px; height: 480px;
    background: radial-gradient(circle, rgba(244, 120, 32, 0.12) 0%, transparent 70%);
  }
  .final-cta-inner {
    max-width: 760px;
    margin: 0 auto;
    position: relative;
    z-index: 2;
  }
  .final-cta-eyebrow {
    color: var(--blue);
    font-size: 13px;
    font-weight: 800;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    margin-bottom: 18px;
  }
  .final-cta h2 {
    font-weight: 800;
    font-size: clamp(36px, 4.8vw, 56px);
    line-height: 1.1;
    letter-spacing: -0.025em;
    color: #fff;
    margin-bottom: 22px;
  }
  .final-cta h2 .accent { color: var(--blue); }
  .final-cta p {
    font-size: 18px;
    line-height: 1.6;
    color: rgba(255,255,255,0.8);
    max-width: 560px;
    margin: 0 auto 36px;
  }
  .final-cta-actions {
    display: flex;
    gap: 14px;
    justify-content: center;
    flex-wrap: wrap;
  }

  /* ─────────────────────  FOOTER  ───────────────────── */
  footer {
    background: var(--navy);
    color: rgba(255,255,255,0.7);
    padding: 70px 32px 28px;
  }
  .footer-inner {
    max-width: 1320px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr 1fr;
    gap: 48px;
    padding-bottom: 48px;
    border-bottom: 1px solid rgba(255,255,255,0.1);
  }
  /* Square colored logo: keep full color in footer. The logo's own navy
     background matches our footer navy, so it sits flush; if a future
     client uses a logo with a different background, wrap it in a chip. */
  .footer-brand .brand-logo {
    height: 96px;
    filter: none;
    border-radius: 8px;
  }
  .footer-brand { margin-bottom: 24px; display: block; }
  .footer-tag {
    font-size: 14.5px;
    line-height: 1.65;
    max-width: 340px;
    margin-bottom: 28px;
  }
  .footer-call-block {
    display: inline-block;
  }
  .footer-call-label {
    font-size: 11px;
    text-transform: uppercase;
    letter-spacing: 0.18em;
    color: var(--blue);
    font-weight: 800;
    margin-bottom: 6px;
  }
  .footer-call {
    font-size: 26px;
    color: #fff;
    font-weight: 800;
    letter-spacing: -0.01em;
  }
  .footer-col h5 {
    font-size: 12px;
    text-transform: uppercase;
    letter-spacing: 0.16em;
    color: #fff;
    font-weight: 800;
    margin-bottom: 22px;
  }
  .footer-col ul {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 12px;
    font-size: 14.5px;
  }
  .footer-col a:hover { color: var(--blue); }
  .footer-bottom {
    max-width: 1320px;
    margin: 28px auto 0;
    display: flex;
    justify-content: space-between;
    font-size: 13px;
    color: rgba(255,255,255,0.45);
  }
  .footer-bottom a:hover { color: var(--blue); }

  /* ─────────────────────  RESPONSIVE  ───────────────────── */
  @media (max-width: 1024px) {
    .hero-inner { grid-template-columns: 1fr; gap: 40px; }
    .hero-photo-band { display: none; }
    .hero { background: linear-gradient(135deg, #1B3654 0%, #0B1C33 100%); }
    .service-bar-inner { grid-template-columns: repeat(3, 1fr); }
    .triage-steps { grid-template-columns: repeat(2, 1fr); }
    .why-grid { grid-template-columns: 1fr; gap: 20px; }
    .about-inner { grid-template-columns: 1fr; gap: 40px; }
    .insurance-inner { grid-template-columns: 1fr; gap: 48px; }
    .reviews-grid { grid-template-columns: 1fr; gap: 24px; }
    .review-feature { padding: 44px 36px; }
    .review-feature-quote { font-size: 20px; }
    .process-grid { grid-template-columns: repeat(2, 1fr); gap: 20px; }
    .markets-grid { grid-template-columns: repeat(2, 1fr); }
    .footer-inner { grid-template-columns: 1fr 1fr; gap: 36px; }
    .commercial-segments { grid-template-columns: 1fr; gap: 20px; }
    .commercial-tiles { grid-template-columns: repeat(2, 1fr); }
    .commercial-cta-wrap { grid-template-columns: 1fr; text-align: center; }
    .commercial-cta-buttons { justify-content: center; }
  }
  @media (max-width: 640px) {
    .nav-inner ul { display: none; }
    .topbar-inner { padding: 8px 16px; }
    .nav-inner { padding: 14px 18px; }
    .nav-cta { padding: 10px 18px; font-size: 14px; }
    .nav-cta-secondary { display: none; }
    .hero-inner { padding: 60px 20px; }
    .service-bar-inner { grid-template-columns: repeat(2, 1fr); }
    .triage, .why, .about, .insurance, .reviews, .process, .coverage, .faq, .final-cta, .commercial { padding: 70px 20px; }
    .quick-facts { padding: 28px 24px; }
    .fact-row { grid-template-columns: 110px 1fr; gap: 12px; }
    .triage-steps { grid-template-columns: 1fr; }
    .markets-grid { grid-template-columns: 1fr; }
    .review-feature { padding: 36px 28px; }
    .review-feature-quote { font-size: 18px; }
    .review-card { padding: 26px 22px; }
    .footer-inner { grid-template-columns: 1fr; gap: 28px; padding: 0 20px 48px; }
    .footer-bottom { flex-direction: column; gap: 12px; padding: 28px 20px 0; }
    .hero-trust { gap: 16px 24px; }
    .brand-sub { display: none; }
  }

  /* ─────────────────────  AGENCY CREDIT  ───────────────────── */
  .footer-credit {
    border-top: 1px solid var(--rule-soft, rgba(255,255,255,0.08));
    padding: 18px 24px;
    text-align: center;
    background: rgba(0,0,0,0.18);
  }
  .footer-credit a {
    color: rgba(255,255,255,0.55);
    font-size: 12px;
    font-weight: 500;
    letter-spacing: 0.04em;
    text-decoration: none;
    transition: color 0.15s ease;
  }
  .footer-credit a:hover {
    color: var(--orange, #F47820);
  }


/* ─── Mobile hamburger menu ─── */
.hamburger {
  display: none;
  background: none;
  border: none;
  width: 44px;
  height: 44px;
  padding: 10px;
  cursor: pointer;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: 5px;
  margin-left: 8px;
  position: relative;
  z-index: 110;
}
.hamburger span {
  display: block;
  width: 24px;
  height: 2.5px;
  background: #fff;
  border-radius: 2px;
  transition: transform 0.25s ease, opacity 0.2s ease;
}
.hamburger.open span:nth-child(1) { transform: translateY(7.5px) rotate(45deg); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: translateY(-7.5px) rotate(-45deg); }
.mobile-menu-overlay {
  position: fixed; top: 0; left: 0; right: 0; bottom: 0;
  background: rgba(0, 21, 78, 0.5);
  opacity: 0; visibility: hidden;
  transition: opacity 0.3s ease, visibility 0.3s ease;
  z-index: 100;
}
.mobile-menu-overlay.open { opacity: 1; visibility: visible; }
.mobile-menu {
  position: fixed; top: 0; right: 0; bottom: 0;
  width: 88%; max-width: 360px;
  background: #fff;
  box-shadow: -12px 0 36px rgba(0, 21, 78, 0.18);
  transform: translateX(100%);
  transition: transform 0.32s cubic-bezier(0.4, 0, 0.2, 1);
  z-index: 105;
  overflow-y: auto;
  padding: 84px 28px 40px;
  display: none;
}
.mobile-menu.open { transform: translateX(0); }
.mobile-menu-list { list-style: none; padding: 0; margin: 0; }
.mobile-menu-list > li { border-bottom: 1px solid var(--rule); }
.mobile-menu-list > li:last-child { border-bottom: none; }
.mobile-menu-list > li > a,
.mobile-menu-trigger {
  display: block;
  padding: 18px 0;
  color: var(--text);
  font-size: 16px;
  font-weight: 700;
  text-decoration: none;
  background: none;
  border: none;
  width: 100%;
  text-align: left;
  cursor: pointer;
  font-family: inherit;
}
.mobile-menu-trigger {
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.mobile-menu-trigger .chev {
  width: 14px; height: 14px;
  transition: transform 0.25s ease;
}
.mobile-menu-section.open .mobile-menu-trigger .chev { transform: rotate(180deg); }
.mobile-submenu {
  list-style: none;
  margin: 0;
  padding: 0;
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease, padding 0.3s ease;
}
.mobile-menu-section.open .mobile-submenu {
  max-height: 600px;
  padding: 0 0 14px 0;
}
.mobile-submenu li a {
  display: block;
  padding: 10px 0 10px 14px;
  font-size: 14.5px;
  color: var(--text-soft, var(--muted));
  font-weight: 500;
  text-decoration: none;
}
.mobile-submenu li a:hover { color: var(--orange); }
.mobile-menu-cta {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-top: 32px;
}
.mobile-menu-cta a {
  padding: 14px;
  text-align: center;
  border-radius: 10px;
  font-weight: 700;
  text-decoration: none;
  font-size: 15px;
  display: block;
}
.mobile-menu-cta .mm-cta-secondary {
  background: var(--cream-warm, #f5efe5);
  color: var(--navy);
  border: 1px solid var(--rule);
}
.mobile-menu-cta .mm-cta {
  background: var(--orange);
  color: #fff;
}
@media (max-width: 900px) {
  .hamburger { display: flex; }
  .mobile-menu { display: block; }
}
@media (max-width: 640px) {
  .nav-cta-secondary { display: none; }
}



:root {
  --navy: #0F2A4E;
  --navy-soft: #1E3A6E;
  --blue: #38BDF8;
  --blue-soft: #DBEAFE;
  --orange: #F97316;
  --orange-deep: #C2410C;
  --paper: #FFFFFF;
  --cream: #F8FAFC;
  --cream-warm: #F1F5F9;
  --rule: #E2E8F0;
  --rule-soft: #F1F5F9;
  --text: #0F172A;
  --text-soft: #475569;
  --muted: #64748B;
  --font: 'Nunito Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
}